Image of Analisis Pengaruh Variabel Fundamental Bank terhadap Pembiayaan UMKM pada Bank Umum Konvensional dan Syariah: Studi Kasus Bank di Indonesia Periode 2007-2020

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Analisis Pengaruh Variabel Fundamental Bank terhadap Pembiayaan UMKM pada Bank Umum Konvensional dan Syariah: Studi Kasus Bank di Indonesia Periode 2007-2020

This study aims to analyze the effect of bank fundamental variables such as equity, liquidity, deposits, and profitability on MSME financing conducted by conventional and Islamic commercial banks. In addition, this study also wants to examine the effect of different types of banks (conventional and sharia) in financing MSMEs in Indonesia, both during crisis and non-crisis times. The sample consists of 34 conventional commercial banks and 7 Islamic commercial banks registered with the Financial Services Authority (OJK) from 2007 to 2020. This research method uses panel regression with the Random Effect Model estimation method. The results of the study show that together, the bank's fundamental variables have a significant effect on MSME financing in islamic and conventional commercial banks. However, empirically the difference in bank types has no significant effect on MSME financing both during crisis and non-crisis times. Both types of banks have the same behavior in financing MSMEs in Indonesia.Ada Tabel

Ketersediaan

Call NumberLocationAvailable
12865PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Manajemen Fakultas Ekonomi dan Bisnis Universitas Indonesia.,
Edisi -
Subjek Conventional Commercial Banks
Small and Medium Enterprises
Bank Fundamentals
Sharia Commercial Banks
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik vii, 84 p. ; diagr. ; 30 cm
Info Detail Spesifik -
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