Analisis hubungan antara tingkat bagi hasil simpanan Mudharabah Bank Syariah dan tingkat suku bunga simpanan bank konvensional periode Januari 2005 - Desember 2008

Deskripsi

This research is aimed to analyse the relationship between Islamic bank investment rate and conventional bank deposit rate in January 2005 ? December 2008, and find out whether profit-sharing return given by Islamic bank in Indonesia has followed profit-and-loss sharing principle. The test is conducted with Granger causality, cointegration, and ECM. This research found that Islamic bank investment rate is linked with conventional bank deposit rate on 1-month, 3-months, 6-months, and 12-months fixed deposits. It implies that profit-sharing return given in Islamic bank deposit is still not operate according to profit-and-loss principle because of its dependence with conventional bank deposit rate.Ada tabel