Faktor-faktor yang mempengaruhi jumlah penghimpunan dana pihak ketiga (deposito Mudharabah berjangka 1 bulan) Bank Muamalat Indonesia (BMI)

Deskripsi

This research aims to analyze the factors that influencing deposit level (Mudharabah deposit for the period of 1 month) at Bank Muamalat Indonesia. The variables are deposit rate for the period 1 month at conventional bank (DEP_RATE), rate of return from Mudharabah deposit for the period of 1 month at Islamic bank (YDM_LAG), Financing to Deposit Ratio (FDR), inflation, size of Islamic Bank (LN_SIZE), and Mudharabah deposit for the period of 1 month (LN_DEPOSITO). The result of this research indicates that DEP_RATE, YDM_LAG, Inflation, and size of bank are influence the growth of deposit level in Islamic bank. Positive effect and significant can be indicated by YDM_LAG, Inflation, and LN_SIZE variables. And negative effect and significant can be indicated by DEP_RATE variable. For the FDR variable, it doesn?t have significant influence on the growth of deposit level.Ada tabel