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Analisis kelayakan pemberian kredit menggunakan model skor kredit dengan metode analisis diskriminan pada perusahaan dalam industri dasar, kimia, tekstil, dan garmen (menggunakan tahun dasar 2008)
One of the tools used to assess credit worthiness is through credit scoring. This research examines companies? credit worthiness in basic industries, chemicals, textiles and garments. Credit scores are developed by discriminant analysis using 25 financial ratios including liquidity ratios, solvency ratios, profitability ratios, asset utilization ratios and growth. The data processing using the financial ratios data in 2008 acquires the scoring model used in this research which consists of seven predictor variables. Those variables are Current Asset / Debt, Corporate Cash Flow from Operations / Total Assets, Working Capital / Total Debt, Fixed Assets / Total Assets, Long-Term Debt / Working Capital, Total Debt / Total Assets, and Sales Growth. In determining whether the company is entitled to receive the credit or not, this research also uses three cut-off points. The first cut-off point is -0.0005, the second cut-off point is 3.231, and the third cut-off point is 1.757. By using the first cut-off point, there are 17 companies that should not deserve the credit. By using the second cut-off point, there are 11 companies that should not deserve the credit. Finally, by using the third cut-off point, there are 12 companies that should not deserve the credit.Ada tabel
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| 7006 | PSB lt.2 - Karya Akhir | 1 |
| Penerbit | Depok Progran Studi Departemen Ilmu Manajemen Fakultas Ekonomi Universitas Indonesia., 2010 |
|---|---|
| Edisi | - |
| Subjek | Credit management Discriminant analysis Default Risk Credit csore |
| ISBN/ISSN | - |
| Klasifikasi | - |
| Deskripsi Fisik | xv, 140 p. : diagr. ; 30 cm |
| Info Detail Spesifik | - |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas | Tidak Ada Data |