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Faktor-faktor yang mempengaruhi permintaan dan penawaran kredit UMKM : perbandingan antara Bank Umum Swasta Nasional (BUSN) devisa dan Bank Persero

Suci Herdian - ; Rino A Effendi (Pembimbing/Promotor) - ;

This study focus on the comparison between factors affecting demand and supply on SME?s credit by Exchange Commercial Banks and State Owned Banks. The estimation result using Ordinary Least Square (OLS) method for the period of January 2004 until December 2009 show that national income and inflation have bigger influence in Exchange Commercial Banks while lending rate have bigger influence in State Owned Banks. Whereas from supply side, non performing loan have bigger influence in Exchange Commercial Banks while opportunity cost in giving credit, operating cost per operating income and minimum reserves have bigger influence in State Owned Banks. Ada tabel


Ketersediaan

Call NumberLocationAvailable
7117PSB lt.2 - Karya Akhir1
PenerbitDepok: Program Studi Ilmu Ekonomi Fakultas Ekonomi Universitas Indonesia 2010
Edisi-
SubjekCredit
Banks and banking
Supply and demand
Ordinary least square
ISBN/ISSN-
Klasifikasi-
Deskripsi Fisikxiii, 119 p. : diagr. ; 30 cm
Info Detail Spesifik-
Other Version/RelatedTidak tersedia versi lain
Lampiran BerkasTidak Ada Data

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