Image of Faktor-faktor yang mempengaruhi permintaan dan penawaran kredit UMKM : perbandingan antara Bank Umum Swasta Nasional (BUSN) devisa dan Bank Persero

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Faktor-faktor yang mempengaruhi permintaan dan penawaran kredit UMKM : perbandingan antara Bank Umum Swasta Nasional (BUSN) devisa dan Bank Persero

This study focus on the comparison between factors affecting demand and supply on SME?s credit by Exchange Commercial Banks and State Owned Banks. The estimation result using Ordinary Least Square (OLS) method for the period of January 2004 until December 2009 show that national income and inflation have bigger influence in Exchange Commercial Banks while lending rate have bigger influence in State Owned Banks. Whereas from supply side, non performing loan have bigger influence in Exchange Commercial Banks while opportunity cost in giving credit, operating cost per operating income and minimum reserves have bigger influence in State Owned Banks. Ada tabel

Ketersediaan

Call NumberLocationAvailable
7117PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Ilmu Ekonomi Fakultas Ekonomi Universitas Indonesia.,
Edisi -
Subjek Credit
Banks and banking
Supply and demand
Ordinary least square
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xiii, 119 p. : diagr. ; 30 cm
Info Detail Spesifik -
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