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sistem pengendalian kredit usaha kecil menengah ( UKM ) : Studi kasus pada bank X
This research analyzes the application of Small Medium Enterprise (SME) credit control in Bank X, a private national bank that commits itself to keep supporting Indonesian Government program in empowering Small Medium Enterprise. This is a qualitative research with a descriptive design. The purpose of this research is to explain how Bank X control the growth of Non Performing Loan in the times of growing portfolio. Bank X has conducted credit control system either before or after release of loan, namely by applying clear-cut policy of loan release, assigning clear-cut tasks and responsibilities to those who might be involved in the UKM loan release, and also applying loan release procedure and supervison. From the research, it can be seen that the increase of the number of portfolios is followed by the the increase of non-performing loans. X bank needs to improve the UKM credit control system because the continuous increase of non-performing loans might threaten the bank in the future. Some strategies have been conducted to anticipate the increase of non-performing loans, namely by changing account officer into marketing officer and credit officer, and also by simplifyng credit proposal, in hope to take better control of loan release and to reduce the number of non-performing loans. Ada tabel
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| 8055 | PSB lt.2 - Karya Akhir | 1 |
| Penerbit | Depok Program Studi Akuntansi Fakultas Ekonomi Universitas Indonesia., 2012 |
|---|---|
| Edisi | - |
| Subjek | Banks and banking Non performing loan Credit control Small enterprises : Management control |
| ISBN/ISSN | - |
| Klasifikasi | - |
| Deskripsi Fisik | xii, 136 p. ; 30 cm. |
| Info Detail Spesifik | - |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas | Tidak Ada Data |