Image of Analisis perbandingan faktor- faktor yang mempengaruhi pembiayaan bermasalah pada bank umum syariah dan bank umum konvensional di Indonesia periode 2007-2011

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Analisis perbandingan faktor- faktor yang mempengaruhi pembiayaan bermasalah pada bank umum syariah dan bank umum konvensional di Indonesia periode 2007-2011

This research aimed to find the differences of NPF/NPL and other factors in Islamic and convenstional bank each year. In addition, researcher wants to find out how the independent variables influences NPF on Islamic banks and NPL on conventional banks. Determinant factors used in this research are Dana Pihak Ketiga (DPK), Kualitas Aktiva Produktif (KAP), Capital Adequacy Ratio (CAR), and Financial Growth/Loan Growth (FING/LOANG). Result shows that there are significant differences of NPF/NPL, DPK (except in 2007), KAP (except in 2009 and 2011), CAR, and FING/LOANG between islamic banks and conventional banks. Furthermore, there was also found that Dana Pihak Ketiga (DPK) and Kualitas Aktiva Produktif (KAP) are the significant factors that influences NPF on Islamic bank. Dana Pihak Ketiga (DPK) has a negative effect while KAP has a positive effect on Islamic bank?s NPF, while CAR and FING wasn?t influencing islamic bank?s NPF at all. Meanwhile, DPK, KAP, CAR, and LOANGt-2 has positive and significant effect on conventional bank?s NPL. The result of this study may give benefit to the Islamic banking industry in Indonesia on improving financing risk management.Ada tabel

Ketersediaan

Call NumberLocationAvailable
8199PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Akuntansi Fakultas Ekonomi Universitas Indonesia.,
Edisi -
Subjek Financing
Banks and banking
Non performing loan
Capital adequacy ratio
Financial growth
Non performing financing
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xviii, 112 p. ; 30 cm.
Info Detail Spesifik -
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