Penggunaan laporan keuangan sebagai alat ukur prestasi dari calon debitur dalam rangka pengambilan keputusan kredit oleh bank : studi kasus PT PP

Deskripsi

The competition in banking industries, both state-owned and private, in order to channel their loans is getting tighter as the need for working capital and investement rises. A credit lending process which doesn?t use information on financial reports and future prospect of the debtors properly may result in a fatal situation if the credit loan doesn?t perform. This report will describe the system and process of financial reports usage for credit decision making by the Bank in which the writer performed internship.Ada tabel