Analisis hubungan NIM dan NII serta faktor-faktor yang menjadi determinan NIM dan NII pada bank umum nasional devisa di Indonesia

Deskripsi

This study examines the determinants of bank net interest margin (NIM) and non interest income (NII) in order to analize the relationship between NIM and NII in Indonesia. System GMM is employed to control for the simultaneity between NIM and NII for foreign exvhange bank in Indonesia during the period of 2004-2011. This paper find some the determinants of NIM and NII statistically insignificant in Indonesia. This study?s result also shows a statistically significant negative relationship between NIM and NII. However, risk of the traditional activities statistically insignificant correlated with non traditional activities provides a different conclusions with earlier studies that is banks increase their non traditional activities not to offset the decline in margin income. Ada tabel