Image of Analisis pengaruh implementasi penjaminan simpanan, rasio kecukupan modal dan non performaing loan terhadap tingkat deposit, risiko moral hazard dan net interest margin bank umum di Indonesia periode 2000-2012

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Analisis pengaruh implementasi penjaminan simpanan, rasio kecukupan modal dan non performaing loan terhadap tingkat deposit, risiko moral hazard dan net interest margin bank umum di Indonesia periode 2000-2012

This study aims to determine the effect of the implementation of deposit insurance, capital adequacy ratio (CAR) and non-performing loan (NPL) towards deposit, moral hazard risk and net interest margin (NIM) of commercial banks in Indonesia from 2000 to 2012. This study uses panel data regression method. The results of this study demonstrate the implementation of deposit insurance, CAR and NPL affects commercial bank deposits negatively. Implementation of deposit insurance were proven significantly increases moral hazard risk while the variable CAR and NPL negatively affect moral hazard risk. Other findings showed NIM is affected positively by the implementation of deposit insurance and the CAR, but negatively affected by the NPL.Ada tabel

Ketersediaan

Call NumberLocationAvailable
8660PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Manajemen, Fakultas Ekonomi Universitas Indonesia.,
Edisi -
Subjek Commercial banks
Banks and banking
Non performing loan
Capital adequacy ratio
Net interest margin
Deposit insurance
Moral hazard
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xviii, 125 p. : il, 30 cm
Info Detail Spesifik -
Other Version/Related Tidak tersedia versi lain
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