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This study aims to determine the effect of the implementation of deposit insurance, capital adequacy ratio (CAR) and non-performing loan (NPL) towards deposit, moral hazard risk and net interest margin (NIM) of commercial banks in Indonesia from 2000 to 2012. This study uses panel data regression method. The results of this study demonstrate the implementation of deposit insurance, CAR and NPL affects commercial bank deposits negatively. Implementation of deposit insurance were proven significantly increases moral hazard risk while the variable CAR and NPL negatively affect moral hazard risk. Other findings showed NIM is affected positively by the implementation of deposit insurance and the CAR, but negatively affected by the NPL.Ada tabel
Call Number | Location | Available |
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8660 | PSB lt.2 - Karya Akhir | 1 |
Penerbit | Depok: Program Studi Manajemen, Fakultas Ekonomi Universitas Indonesia 2014 |
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Edisi | - |
Subjek | Commercial banks Banks and banking Non performing loan Capital adequacy ratio Net interest margin Deposit insurance Moral hazard |
ISBN/ISSN | - |
Klasifikasi | - |
Deskripsi Fisik | xviii, 125 p. : il, 30 cm |
Info Detail Spesifik | - |
Other Version/Related | Tidak tersedia versi lain |
Lampiran Berkas | Tidak Ada Data |