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Analisis empiris inklusifitas keuangan syariah di Indonesia
This paper analyzes the index of syariah financial inclusion across the 33 provinces in Indonesia. As the inclusiveness of a financial system depends on various criteria, an Index for Syariah Financial Inclusion (ISFI) has been constructed using a multidimensional approach. Using the annual secondary data from Bank Indonesia and Badan Pusat Statistik for three dimensions i.e. accessibility, availability and usage of banking services, ISFI has been computed for various provinces of Indonesia in period of 2010-2015. It is found that index of syariah financial inclusive in Indonesia generally still low with average value of 0.127. The province of Bangka Belitung is the most financially inclusive province of Indonesia. Further, the relationship between financial inclusion and human development index as proxy of welfare has been investigated. The empirical results show that the index of syariah financial inclusion and human development index are positively correlated with each other. It is observed that although various measures have been implemented to increase financial inclusion, a large population of Indonesia does not have access to formal financial system yet. Thus, the promotion of syariah financial inclusion should be a policy priority in Indonesia to achieve the central goals of inclusive growth, welfare and economic development.
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| PSB lt.2 - Karya Akhir | 1 |
| Penerbit | : Jurnal BPPK 2017 |
|---|---|
| Edisi | - |
| Subjek | Islamic finance Public welfare Sharia Financial inclusion |
| ISBN/ISSN | - |
| Klasifikasi | - |
| Deskripsi Fisik | - |
| Info Detail Spesifik | - |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas | Tidak Ada Data |