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Determinant of Microcredit Repayment
This paper investigate the determinants of microcredit repayment by employing the logistic regression on micro-business households in Pati, Central Java. The result of this study reveals that loan repayment affected significantly by the business lines, food consumption spending, side job, other loan sources, collateral, and credit constrained. Interestingly, the result concludes that the loan repayment are no longer influenced by moral hazard, since the characteristics such as gender, education level, age, experience do not significantly encourage borrowers to repay. This paper also conform the important role of peer-screening process on hindering the credit default..
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| PSB lt.2 - Karya Akhir | 1 | |
| BEMP1901 | PSB lt.dasar - Pascasarjana | 1 |
| Penerbit | Jakarta: Departemen Riset Kebanksentralan, Bank Indonesia 2016 |
|---|---|
| Edisi | Vol. 19, No. 1, Jul. 2016 |
| Subjek | Credit Moral hazard Micro Repayment Credit constrained |
| ISBN/ISSN | 14108046 |
| Klasifikasi | NONE |
| Deskripsi Fisik | 27 p. |
| Info Detail Spesifik | Buletin Ekonomi Moneter dan Perbankan |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas |