Text
Political economy of regional development bank (BPD) : The case of Indonesia 2005 - 2015
Regional Development Bank (BPD) performance is affected by several factors including financial, macroeconomic, social, and political factors. BPD performance itself is measured by profitability (ROA and ROE), efficiency (BOPO), and bank risk (NPL) with 1144 total observations. The research employs Generalized Method of Moment System to analyze the data obtained from Bank Indonesia, World Bank, BPS, and Otoritas Jasa Keuangan 2005 - 2015. The result shows that ROA is positively influenced by bank size, net interest margin, non-interest income, government expenditure, publicly-listed, and professional background of governor. Meanwhile ROE is positively determined by bank size, NIM, non-interest income, CAR, government ownership of BPD, unemployment, being publicly-listed, and professional background of the governor. Moreover, BOPO is negatively affected by interest income, unemployment, and real GDP growth. Meanwhile bank risk is negatively affected by interest income and joint ownership. In terms of political factors, it is found that the period of election would drive higher profitability, however if the elected governor was an incumbent governing in the first period of its leadership, the profitability tended to decrease in the long run. Moreover, any background of the governor will reduce bank risk, however it was only professional background (including military) that would consistently drive higher profitability and reduce risk in the long run. The research found trade-off regarding which performance BPD intends to prioritize. If it prioritizes profitability, then the trade will be inefficiency and high risk. Instead, higher efficiency and lower risk may not compensate the increase in profitability. In other words, there is certain level of profitability BPD could achieve with certain level of inefficiency and risk. Ada tabel
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| T 352/16 | PSB lt.2 - Karya Akhir | 1 |
| Penerbit | Jakarta Program Studi Magister Manajemen Fakultas Ekonomi dan Bisnis UI., 2016 |
|---|---|
| Edisi | - |
| Subjek | Efficiency Risk Political economy Banks and banking Profitability |
| ISBN/ISSN | - |
| Klasifikasi | - |
| Deskripsi Fisik | xvii, 131 p. : il. ; 30 cm |
| Info Detail Spesifik | - |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas | Tidak Ada Data |