Image of Pengaruh Covid-19 Terhadap Outreach Dan Financial Sustainability (Double Bottom Line) Bank Pembiayaan Rakyat Syariah Di Indonesia

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Pengaruh Covid-19 Terhadap Outreach Dan Financial Sustainability (Double Bottom Line) Bank Pembiayaan Rakyat Syariah Di Indonesia

This study aims to analyze the effect of COVID-19 on the outreach and financial sustainability of Islamic Rural Banks in Indonesia, specifically Bank Pembiayaan Rakyat Syariah (BPRS). This study uses the breadth of outreach indicator with Number of Active Borrowers (NAB) variable to describe the outreach of BPRS and the indicator Operational Self-Sufficiency (OSS) to describe the financial sustainability of the BPRS. This study uses 840 observations from 140 BPRS during the 2016-2021 period obtained from Otoritas Jasa Keuangan (OJK) and Badan Pusat Statistik (BPS). This study uses the Random Effect Model (REM) method and adds a BPRS control variable and macroeconomic control to see the effect of COVID-19 the outreach and financial sustainability of Islamic Rural Banks (BPRS) in Indonesia. The results of this study found that COVID-19 had a positive effect on the outreach, while COVID-19 had a negative effect on financial sustainability. In addition, this study found that the presence of COVID-19 led to an increase in demand for loans and financing, increase in liquidity risk, increase in financing risk and increase in risk of default in BPRS..Ada Tabel

Ketersediaan

Call NumberLocationAvailable
13415PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Ilmu Ekonomi Islam Fakultas Ekonomi dan Bisnis UI.,
Edisi -
Subjek Outreach
Covid
19
Financial sustainability
Islamic Rural Banks
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xiii, 115 p. ; diagr. ; 30 cm
Info Detail Spesifik -
Other Version/Related Tidak tersedia versi lain
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