Image of Analisis Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Non-Performing Financing Bank Syariah di Indonesia

Text

Analisis Pengaruh Pembiayaan Mudharabah dan Musyarakah Terhadap Non-Performing Financing Bank Syariah di Indonesia

This study aimed to identify the effect of mudharabah and musyarakah contract revenue on Non-Performing Financing of Sharia Banks in Indonesia. This study used a balanced panel data type of 40 sharia banks in Indonesia, consisting of Sharia Commercial Bank (BUS) and Sharia Citizens Bank (BPRS) with a total of 800 observations in the period of 2016-2020. By applying a random effect model (REM) approach, the results of this study showed that mudharabah and musyarakah contracts had significant linear and non-linear influences on Non-Performing Financing. The significant non-linear influence on the mudharabah contract formed U shaped, while the musyarakah contract formed the inverted U shaped. Additionally, mudharabah contracts had greater risks than musyarakah contracts when the proportion of both financing increased at a certain optimal point. SIZE and ROA displayed a negative significant influence on Non-Performing Financing, as inflation also had a negative significant influence on Non-Performing Financing. FDR, Exchange Rate had a positive insignificant and GDP had a negative insignificant influence on Non-Performing Financing. Furthermore, BPRS was shown to have a tendency in influencing Non-Performing Financing compared to BUS in Indonesia..Ada Tabel

Ketersediaan

Call NumberLocationAvailable
13680PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Ilmu Ekonomi Islam Fakultas Ekonomi dan Bisnis UI.,
Edisi -
Subjek Islamic bank
Non
Mudharabah
performing financing
Musyarakah
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xiii, 100 p. ; diagr. ; 30 cm
Info Detail Spesifik -
Other Version/Related Tidak tersedia versi lain
Lampiran Berkas Tidak Ada Data