Image of Analisis Faktor-Faktor yang memengaruhi Intensi Perilaku untuk menggunakan Peer-to-peer Lending Syariah di Indonesia

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Analisis Faktor-Faktor yang memengaruhi Intensi Perilaku untuk menggunakan Peer-to-peer Lending Syariah di Indonesia

Financial technology advances become one of factors that encourages the growth of Islamic finance. Financial technology developed a concept, peer-to-peer lending, that enables access to funding without the role of financial institutions such as banks. However, data shows that market share of Islamic peer-to-peer lending is still very small compared to the peer-to-peer lending industry as a whole. Therefore, further efforts are needed to increase the market share of Islamic peer-to-peer lending. This study attempts to understand factors influencing behavioral intention of users (as a funders) to use Islamic peer-to-peer lending with the Unified Theory of Acceptance and Use of Technology 2 (UTAUT 2) approach. Using the judgment sampling method, 157 Islamic peer-to-peer lending users were collected as respondents. This research was conducted using the Partial Least Square - Structural Equation Modeling (PLS-SEM) method and use SmartPLS 3.0 software to test the proposed model. The results show that performance expectancy, price value, and habit have a positive influence on behavioral intention to use Islamic peer-to-peer lending, where performance expectancy has the biggest influence.Ada Tabel

Ketersediaan

Call NumberLocationAvailable
12582PSB lt.2 - Karya Akhir1
Penerbit Depok Program Studi Bisnis Islam Fakultas Ekonomi dan Bisnis Universitas Indonesia.,
Edisi -
Subjek Financial technology
Behavioral intention
to
peer lending
Islamic Peer
ISBN/ISSN -
Klasifikasi -
Deskripsi Fisik xiii, 121 p. ; diagr. ; 30 cm
Info Detail Spesifik -
Other Version/Related Tidak tersedia versi lain
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