The Shocks of climate change on bank loans
Climate change poses, new challenges to the banking sector. in this paper, we investigate the effect of climate change on bank loans using panel data covering 7.865 banks n Indonesia from 2011-2021. We define bank loans into three variables, i.e. outstanding credit, non-performning loans (NPLs), and interest rate. Our results suggest that of the six climate-related disasters the flood has a significant and consistent effect. an Increase in the frequency of floods reduces credit and increases NPLs.
Call Number | Location | Available |
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PSB lt.2 - Karya Akhir (Koleksi Majalah) | 1 |
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