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The Shocks of climate change on bank loans

Climate change poses, new challenges to the banking sector. in this paper, we investigate the effect of climate change on bank loans using panel data covering 7.865 banks n Indonesia from 2011-2021. We define bank loans into three variables, i.e. outstanding credit, non-performning loans (NPLs), and interest rate. Our results suggest that of the six climate-related disasters the flood has a significant and consistent effect. an Increase in the frequency of floods reduces credit and increases NPLs.

Ketersediaan

Call NumberLocationAvailable
PSB lt.2 - Karya Akhir (Koleksi Majalah)1
Penerbit Jakarta Otoritas Jasa Keuangan (OJK).,
Edisi Volume 05 2022, Pages 1-28
Subjek Banks and banking
Bank loans
Climate change
Non Performing Loan (NPL)
ISBN/ISSN -
Klasifikasi NONE
Deskripsi Fisik ill, chart, table, grafik, 134 hal, 24 cm
Info Detail Spesifik OJK working Paper Series
Other Version/Related Tidak tersedia versi lain
Lampiran Berkas Tidak Ada Data