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Climate change poses, new challenges to the banking sector. in this paper, we investigate the effect of climate change on bank loans using panel data covering 7.865 banks n Indonesia from 2011-2021. We define bank loans into three variables, i.e. outstanding credit, non-performning loans (NPLs), and interest rate. Our results suggest that of the six climate-related disasters the flood has a significant and consistent effect. an Increase in the frequency of floods reduces credit and increases NPLs.
| Call Number | Location | Available |
|---|---|---|
| PSB lt.2 - Karya Akhir (Koleksi Majalah) | 1 |
| Penerbit | Jakarta: Otoritas Jasa Keuangan (OJK) 2022 |
|---|---|
| Edisi | Volume 05 2022, Pages 1-28 |
| Subjek | Banks and banking Bank loans Climate change Non Performing Loan (NPL) |
| ISBN/ISSN | - |
| Klasifikasi | NONE |
| Deskripsi Fisik | ill, chart, table, grafik, 134 hal, 24 cm |
| Info Detail Spesifik | OJK working Paper Series |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas | Tidak Ada Data |