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A New Economic Perspective: Understanding The Impact Of Digital Financial Inclusion On Indonesian Households Consumption
The fifth wave of the Indonesian Family Life Survey (IFLS), conducted in 2014, is used to compile the cross-sectional data for this study. Information on household consumption on a per-person basis is used. This study investigates how people’s access to digital financial services influences their discretionary spending in Indonesia. We find that household spending increased alongside internet penetration. Our research suggests that low and middle-income families benefit the most from the accessibility to and convenience of digital finance. We conclude that digital banking positively affects
consumer spending due to factors such as higher earnings, more opportunities for investment, less friction during financial transactions, higher levels of security, and looser liquidity requirements.
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| PSB lt.2 - Karya Akhir (Majalah) | 1 |
| Penerbit | Jakarta: Bank Indonesia 2023 |
|---|---|
| Edisi | Volume 26, Number 2, 2023 |
| Subjek | Household consumption Digital Financial Inclusion |
| ISBN/ISSN | 2460-9196 |
| Klasifikasi | NONE |
| Deskripsi Fisik | 340 p. |
| Info Detail Spesifik | Bulletin Of Monetary Economics And Banking |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas |