Text
Bank Efficiency And Fintech-Based Inclusive Finance: Evidence From Dual Banking System
This paper examines the relation between fintech-based inclusive finance and bank efficiency using annual unbalanced data of 318 banks from 7 dual-banking countries over the period of 2011 to 2020. It measures bank efficiency using the data envelopment analysis (DEA) and then applies the Simar-Wilson bootstrapping regression to measure the influence of fintech-based financial inclusion on bank efficiency. From the efficiency measures, we note that Islamic banks are more efficient than their conventional counterparts. Our regression analysis indicates that fintech-based inclusive finance is positively related to bank efficiency, implying that greater implementation of digitally integrated financial system improves banking efficiency. Our findings are robust to alternative estimation methods. Our study provides some policy implications for policymakers, standard setters, and regulators.
Ketersediaan
| Call Number | Location | Available |
|---|---|---|
| PSB lt.2 - Karya Akhir (Majalah) | 1 |
| Penerbit | Jakarta: Bank Indonesia 2023 |
|---|---|
| Edisi | Volume 9, number 1, 2023 |
| Subjek | Bank efficiency Fintech Dual banking system |
| ISBN/ISSN | 2460-6618 |
| Klasifikasi | NONE |
| Deskripsi Fisik | 198 p. |
| Info Detail Spesifik | Journal of Islamic Monetary Economics and Finance |
| Other Version/Related | Tidak tersedia versi lain |
| Lampiran Berkas |