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The Effects of Islamic Microfinancing, Human Capital and ICT Usage on Women Micro-Entrepreneurs’ Performance in Malaysia

Kassim, Salina - ; Hamdan, Nur Hazirah Binti - ;

This study examines the influences of Islamic microfinancing, human capital development, and information and communication technology (ICT) usage on the performance of Malaysian women micro-entrepreneurs funded by an Islamic microfinance institution (IMFI). It considers Amanah Ikhtiar Malaysia (AIM) as the study setting and adopts a quantitative approach involving 120 women micro-entrepreneurs. The questionnaire was distributed to women micro-entrepreneurs in Selangor state employing a convenience sampling method. The model was analysed utilising the partial least squares structural equation model (PLS-SEM). The findings indicate that Islamic microfinancing, human capital, and ICT usage positively influence the performance of women micro-entrepreneurs. The empirical findings enhance the literature by extending the resource-based view (RBV), a soft theory in the organisational theory literature, by incorporating Islamic microfinancing in the context. It is hoped the study will assist IMFIs and governments in strengthening infrastructures, developing comprehensive business strategies, and educating women micro-entrepreneurs about the possibilities of the digital economy for long-term business sustainability and development.


Ketersediaan

Call NumberLocationAvailable
PSB lt.2 - Karya Akhir (Majalah)1
PenerbitJakarta: Bank Indonesia 2022
EdisiVolume 8 Special Issue 2022
SubjekMalaysia
Human capital
Islamic microfinance
ICT Usage
Women micro entrepreneurs
ISBN/ISSN2460-6618
KlasifikasiNONE
Deskripsi Fisik174 p.
Info Detail SpesifikJournal of Islamic Monetary Economics and Finance
Other Version/RelatedTidak tersedia versi lain
Lampiran Berkas
  • The Effects of Islamic Microfinancing, Human Capital and ICT Usage on Women Micro-Entrepreneurs’ Performance in Malaysia

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