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The purpose of this study is to examine and analyze the influence of the implementation of Good Corporate Governance principles and financing risk management on the Islamic banks? performance in Indonesia over the 2010-2019 period. 11 full-pledge Islamic Banks (BUS) was selected as the study sample using the purposive sampling technique and analyzed using the panel multiple regression technique…
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This study investigates the impact of corporate governance on asset quality of Islamic banks by employing data on 129 Islamic banks from 29 countries spanning the period from 2008 to 2017. The study shows that asset quality of Islamic banks is positively and significantly sensitive to an increase in board independence, Shariah board, and audit committee effectiveness. The study finds that femal…
This study investigates the asymmetric adjustment of the sectorial lending-deposit rate spread in Fiji?s banking industry using monthly data from January 2000 to February 2020. The study uses the threshold autoregressive and the momentum threshold autoregressive models to test for cointegration and to detect asymmetries. The analysis provides evidence of an asymmetric adjustment process in the …
This paper examines the effect of two psychological attributes, namely an individual?s risk and time preference, on withdrawal decisions. Our sample is a pool of prime depositors in Indonesia, mainly due to the country?s deposit market being heavily concentrated on such depositors. We find that most of the prime depositors are risk averse long-term depositors. The regression results show that t…
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This paper analyses the demand for three important financial assets (i.e. bank deposits) in Indonesia: demand deposits, saving deposits, and time deposits. We use a system wide approach to consumption economics to perform the analysis in the long and short run. The estimation results reveal that a) generally, the wealth elasticity for saving deposits is above one, for time deposits is below one…