Ditapis dengan
Do Lenders Still Monitor When They Can Securitize Loans?
We examine how securitization markets affect the role of banks as monitors in corporate lending. We find that banks active in securitization impose looser covenants on borrowers at origination. After origination, these borrowers take on substantially more risk than do borrowers of non-securitization-active banks. We use borrowers' geographic locations to instrument for borrower-lender matching …
- Edisi
- Vol. 27 No. 8, Aug 2014
- ISBN/ISSN
- 1465-7368
- Deskripsi Fisik
- 2537 p.
- Judul Seri
- The Review of Financial Studies
- No. Panggil
- RFS2708
In Harm's Way? Payday Loan Access and Military Personnel Performance
Does borrowing at 400% APR do more harm than good? The U.S. Department of Defense thinks so and successfully lobbied for a 36% APR cap on loans to servicemen. But existing evidence on how access to high-interest debt affects borrowers is inconclusive. We estimate effects of payday loan access on enlisted personnel using exogenous variation in Air Force rules assigning personnel to bases across …
- Edisi
- Vol. 27 No. 9, Sep 2014
- ISBN/ISSN
- 1465-7368
- Deskripsi Fisik
- 2840 p.
- Judul Seri
- The Review of Financial Studies
- No. Panggil
- RFS2709
Financial crises, countagion, and the leader of last resort a reader
Includes, index
- Edisi
- -
- ISBN/ISSN
- 019924720X
- Deskripsi Fisik
- vii, 558 p. 25 cm
- Judul Seri
- -
- No. Panggil
- 332.1 FIN
Bad banks : greed, incompetence and the next global crisis
Includes bibliographies and index
- Edisi
- -
- ISBN/ISSN
- 9781847941138
- Deskripsi Fisik
- xi, 340 p. ; 24 cm.
- Judul Seri
- -
- No. Panggil
- 332.1 BRU b
Determinants of Agriculture-Related Loan Default: Evidence from China
This paper investigates agriculture-related loan default in 2002–2009 through a large data set from a leading Chinese state-owned bank. Using logit regression, we find the default rate on agriculture-related loans is significantly higher than that on non agriculture-related loans. We find that base interest rates, loan maturity, the type of collateral, firm size, ownership structure, and mana…
- Edisi
- 13th BMEB Call for Papers Special Issue, Volume 23
- ISBN/ISSN
- 2460-9196
- Deskripsi Fisik
- 152 p.
- Judul Seri
- Bulletin of Monetary Economics and Banking
- No. Panggil
- -
Evaluasi Prosedur Audit KAP NIX Atas Loan Review Debitur Bank Syariah AL
Laporan magang ini bertujuan untuk mengevaluasi audit KAP NIX atas prosedur loan review pada Debitur pembiayaan Bank Syariah AL untuk Laporan Keuangan yang berakhir pada 31 Desember 2024. Bank Syariah AL merupakan Bank umum yang melakukan kegiatan usahanya dengan konsep syariah dalam menyediakan produk perbankan, seperti produk simpanan, pembiayaan, dan jasa perbankan lainnya di Indonesia. Pros…
- Edisi
- -
- ISBN/ISSN
- -
- Deskripsi Fisik
- xi, 70 p. : il. ; 30 cm.
- Judul Seri
- -
- No. Panggil
- S 15343
Incentives, Social Norms, and Business Cycle: An Example of Business Loans Pr…
The interaction of social norms and incentives is a subject of growing interest in economic literature. Basov and Bhatti (2013) pointed out that invoking a social norm is both a blessing, since it allows mitigating moral hazard problem, and a curse, since it restricts the class of admissible contractual arrangements. In this paper, we reiterate this point using particular example of the effects…
- Edisi
- Volume 8, number 3, 2022
- ISBN/ISSN
- 2460-6618
- Deskripsi Fisik
- 500 p.
- Judul Seri
- Journal of Islamic Monetary Economics and Finance
- No. Panggil
- -
Loan Portofolio Composition of Islamic and Conventional Banks Pre- and Post-C…
This study investigates how the Covid-19 pandemic has affected the loan portfolio composition of Indonesian Islamic and conventional banks. By using a sample of 108 conventional and 9 Islamic banks, we find that conventional banks issued more consumption loans during the sample period. On the contrary, Islamic banks granted more investment loans than consumption loans. In addition, given limi…
- Edisi
- Volume 8, number 3, 2022
- ISBN/ISSN
- 2460-6618
- Deskripsi Fisik
- 500 p.
- Judul Seri
- Journal of Islamic Monetary Economics and Finance
- No. Panggil
- -
World-class quality & productivity
Includes index
- Edisi
- -
- ISBN/ISSN
- 852974582
- Deskripsi Fisik
- 154 p. : ill. ; 24 cm.
- Judul Seri
- Financial risk management. Debt & equity markets
- No. Panggil
- 658.562 CHR w
Advertising Expensive Mortgages
Using information on advertising and mortgages originated by subprime lenders, we study whether advertising helped consumers find cheaper mortgages. Lenders that advertise more within a region sell more expensive mortgages, measured as the excess rate of a mortgage after accounting for borrower, contract, and regional characteristics. These effects are stronger for mortgages sold to less sophis…
- Edisi
- Vol. 71, Number 5, Oct. 2016
- ISBN/ISSN
- 00221082
- Deskripsi Fisik
- p. 2371-2416
- Judul Seri
- -
- No. Panggil
- The Journal of Finance
The Lost bank : the story of Washington Mutual--the biggest bank failure in A…
Includes bibliographies & index
- Edisi
- -
- ISBN/ISSN
- 9781451617931
- Deskripsi Fisik
- viii, 389 p. : ill. ; 22 cm.
- Judul Seri
- -
- No. Panggil
- 332.320973 GRI l
Do Creditor Rights Increase Employment Risk? Evidence from Loan Covenants
Using a regression discontinuity design, we provide evidence that there are sharp and substantial employment cuts following loan covenant violations, when creditors gain rights to accelerate, restructure, or terminate a loan. The cuts are larger at firms with higher financing frictions and with weaker employee bargaining power, and during industry and macroeconomic downturns, when employees hav…
- Edisi
- Vol. 71, Number 6, Dec. 2016
- ISBN/ISSN
- 221082
- Deskripsi Fisik
- p. 2545-2590
- Judul Seri
- -
- No. Panggil
- JOF7106
Social Media Data To Determine Loan Default Predicting Method In An Islamic O…
Financial technology is growing rapidly in Indonesia. One of main types of financial technologies are online peer-to-peer (P2P) lending platforms. Islamic online P2P lending is also emerging. However, credit risk is still a major concern for this platform. To address this issue, social media assessments have been developed. Therefore, in this paper, the authors have aimed to identify social med…
- Edisi
- Volume 6, number 2, 2020
- ISBN/ISSN
- 2460-6618
- Deskripsi Fisik
- 486 p.
- Judul Seri
- Journal of Islamic Monetary Economics and Finance
- No. Panggil
- -
The Asymmectric Relationship Between Macroeconomic Determinants And Non-Perfo…
Non-Performing Loans (NPLs) represent a risk that can significantly affect the financial performance of banks. This study aims to examine the macroeconomic determinants of NPLs in the Indonesian banking industry from 2005Q1 to 2019Q4. It adopts a novel approach, namely the nonlinear autoregressive distributed model and provides evidence that changes in macroeconomic conditions have an asymmetri…
- Edisi
- Volume 26, Number 1, 2023
- ISBN/ISSN
- 2460-9196
- Deskripsi Fisik
- 192 p.
- Judul Seri
- Bulletin Of Monetary Economics And Banking
- No. Panggil
- -
Analisis Hubungan Antara Penyaluran KPR Subsidi Dengan Tingkat Kepemilikan Ru…
Rendahnya tingkat kepemilikan rumah seringkali muncul sebagai dampak dari berbagai situasi yang disebabkan pertumbuhan penduduk yang cepat, tingkat urbanisasi yang tinggi, kurangnya perencanaan infrastruktur, bencana alam, kurangnya program subsidi perumahan dan ketidaksetaraan akses terhadap pembiayaan perumahan. Dalam situasi ini, jika tidak ada langkah-langkah yang diambil untuk mengatasinya…
- Edisi
- -
- ISBN/ISSN
- -
- Deskripsi Fisik
- ix, 68 p. : il. ; 30 cm.
- Judul Seri
- -
- No. Panggil
- T 519/24
Applied lending techniques
Includes index
- Edisi
- 2nd ed
- ISBN/ISSN
- 852975376
- Deskripsi Fisik
- vii, 242 p. ; 25 cm.
- Judul Seri
- -
- No. Panggil
- 332.1753091 ROU a
The Shocks of climate change on bank loans
Climate change poses, new challenges to the banking sector. in this paper, we investigate the effect of climate change on bank loans using panel data covering 7.865 banks n Indonesia from 2011-2021. We define bank loans into three variables, i.e. outstanding credit, non-performning loans (NPLs), and interest rate. Our results suggest that of the six climate-related disasters the flood has a sig…
- Edisi
- Volume 05 2022, Pages 1-28
- ISBN/ISSN
- -
- Deskripsi Fisik
- ill, chart, table, grafik, 134 hal, 24 cm
- Judul Seri
- -
- No. Panggil
- -
Pengaruh Loan At Risk dan Variabel Bank Spesifik Terhadap Rentabilitas Kelomp…
Penelitian ini bertujuan untuk mengetahui pengaruh dari loan at risk (LAR) dan variabel bank spesifik lainnya terhadap rentabilitas bank umum di Indonesia berdasarkan klasifikasi modal inti. Penelitian menggunakan regresi data panel dengan metode fixed effect model dengan parameter pengukuran rentabilitas bank umum diukur berdasarkan rasio return on asset (ROA) dan return on equity (ROE) sedang…
- Edisi
- -
- ISBN/ISSN
- -
- Deskripsi Fisik
- xv, 79 p. : il. ; 30 cm.
- Judul Seri
- -
- No. Panggil
- T 408/24
Pengaruh Liquidity Coverage Ratio (LCR) dan Permodalan Bank Terhadap Pertumbu…
Penelitian ini bertujuan untuk menguji pengaruh Liquidity Coverage Ratio (LCR) dan Permodalan (CAR) bank terhadap pertumbuhan kredit bank di Indonesia. Krisis keuangan global pada tahun 2007-2008 yang menyebabkan kegagalan beberapa bank menunjukkan bahwa selain ketahanan modal, aspek likuiditas merupakan hal penting bagi suatu bank. Basel Committee on Banking Supervision/BCBS) pada tahun 2010 (…
- Edisi
- -
- ISBN/ISSN
- -
- Deskripsi Fisik
- xiii, 51 p. : il. ; 30 cm.
- Judul Seri
- -
- No. Panggil
- T 400/24
Operational Risk Aspect of Non-Performing Loans (NPL) in Microfinance. Case S…
Penelitian ini bertujuan untuk menentukan pengaruh komponen risiko operasional di PNM, seperti Proses Internal (PI), Sumber Daya Manusia (SDM), Kegagalan Sistem (KS), dan Peristiwa Eksternal (KE) pada Pinjaman Non-Performing (NPL) pada PNM. Metode penelitian yang digunakan adalah kuantitatif dengan pendekatan studi kasus di PNM Mekaar dan studi ini menerapkan desain penelitian asosiatif untuk m…
- Edisi
- -
- ISBN/ISSN
- -
- Deskripsi Fisik
- xiii, 65 p. : il. ; 30 cm.
- Judul Seri
- -
- No. Panggil
- T 388/24
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